Home Business & Finance banking Payment Gateway Working In E commerce Website- Definition

Payment Gateway Working In E commerce Website- Definition


What Is Payment Gateway ?

Payment Gateway is an application which is used in eCommerce websites to process payments . A payment gateway is an e-commerce application service . This service is provided by a company . This application service create communication between two banks .

For example: User comes to website and shop a product . For make payment user want to use credit card , debit card or net banking . When user fill the card details in website then this application make communication between buyer’s bank account and seller’s bank account . Check the credentials , validate it and deduct amount from buyer account .



Transaction solution providing company charge a small amount for every transaction . Using a payment gateway application ,user website can accept multiple type of credit cards , debit card ,net banking and many other type of payment methods .

Using a payment gateway on an eCommerce website provide more safety to buyers as well as sellers .


ccavenue is a most used payment gateway . Suppose you use ccavenue on your website for accept payments . User buy a product from your website for  $10 . Buyer pay $10 by credit card . This payment is gone in ccavenue account and stay on hold mode till you dispatch the order . With this way your website is secure from fraud payments and buyer is also secure because you will not receive the payment till the order is dispatched .

After dispatch order on hold amount is transferable . You can transfer the amount in your bank account .